If you have selected LBI or FBI, you can enter a bank charge in the Charge field. Bank charges are recorded automatically against another account than the payment transaction's account. For this purpose a special standard account has been added to the Global Settings | Tables | Chart of Accounts / Standard Accounts. The new standard account is called Balance account for bank charges. It is possible to code bank charges on the same account as the payment if you have configured the setting Bank charges are coded on the same account as the payments under the Purchase tab in the Settings procedure.